A Digital Lending Audit (DLA) assesses the compliance of digital lending platforms and service providers with guidelines set by the Reserve Bank of India (RBI) and other regulatory bodies. It ensures that lenders follow transparent practices, maintain secure digital systems, and prioritize consumer protection—fostering trust and accountability in the digital lending ecosystem.
Our process starts with an in-depth analysis of your digital lending operations, compliance landscape, and business goals. By aligning the audit with your platform’s unique structure and regulatory obligations, we deliver precise risk assessments and actionable insights tailored to your fintech environment.
We perform a comprehensive review of your digital lending application to analyze key features, user flows, and system integrations. This step helps define a clear audit roadmap, ensuring all critical components and compliance touchpoints are thoroughly evaluated.
We create a comprehensive checklist detailing the required data sets, system access, and documentation essential for the audit process. This organized approach ensures efficient data collection and a smooth, uninterrupted audit workflow.
Evidence Collection & Collaboration At SecureStrike, our cybersecurity experts collect and analyze all critical evidence—such as system logs, security configurations, access policies, and relevant user data. We work closely with your IT and compliance teams to ensure all key elements are captured for a thorough evaluation. Final Audit Report & Recommendations Following the assessment, we deliver a detailed audit report outlining key findings, identified vulnerabilities, risk levels, and strategic recommendations. This report empowers your team to strengthen the security, transparency, and regulatory compliance of your digital lending platform.
